Disclosure

Dual Occupation Disclosure – Stuart Driedger

As a Carte Risk Management representative, I am dually occupied for the sale of mortgages, the sale of life insurance and may represent separate entities for each purpose.

As such, you may be dealing with more than one company depending on the products purchased, or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be representing True North Mortgage for the sale of mortgage products and will provide you with the name of the entity that I represent while conducting life insurance related business. Mortgage products & services are not the business of, or under the supervision of Carte Risk Management, and Carte Risk Management will not be liable or responsible for such activities.

I, Stuart Driedger, am a registered mortgage salesperson represented by True North Mortgage

I am also a Life Insurance Advisor under contract with Carte Risk Management, insurance MGAs. Any activity relating to my occupation as a Life Insurance Advisor is not the business of, or under the supervision of, True North Mortgage and True North Mortgage will not be liable or responsible for such activities.

Dual Occupation Disclosure – Joesph Quach

As a Carte Wealth Management Inc. Representative I am dually licensed for the sale of mutual funds and life insurance products/services and represent separate companies for each purpose.

As such, you may be dealing with more than one company depending on the products purchased, or services rendered. Remuneration also varies with the products purchased, or services rendered. I will be representing Carte Wealth Management for the sale of mutual fund products and will provide you with the name of the entity that I represent while conducting life insurance.

The sale of life insurance products/services are not the business of, or under the supervision of Carte Wealth Management, and Carte Wealth Management will not be liable or responsible for such activities. I am a registered mutual fund salesperson represented by Carte Wealth Management Inc. I am also a licensed Life Insurance Advisor represented by Carte Risk Management.